loan-administration

WORD OF WARNING: I haven't actually put into practice the advice in this book, so I can't say whether the information is correct.

It is, however, presented in a VERY clear and understandable and logical manner. The book strikes an excellent balance between keeping it simple but NOT talking down. It assumes the reader is an intelligent adult (not a "dummy", if you know what I mean) who doesn't know much about the SBA or getting money from same. It then goes about giving you all the steps needed to understand what the SBA is, does and how you can take advantage. It doesn't make it sound "easy" but it does make it sound doable. The book is very detailed, which you want in such a book, but doesn't read like a textbook. It combines down-to-earth advice and experience, with some hard and fast rules and steps to success.

Although I haven't read every book on the subject, it's hard to imagine there is a better one out there. Highly recommended!!

Charles H. Green has taken the mystery out of commercial loan financing. With millions of dollars of SBA financing under his belt, he has converted that experience into an easy to understand, logical resource text in the SBA Loan Book. As a small business planning and development adviser, I find this publication as the best hands-on guide to the maze of commercial financing. Praises to publisher Adams Media Corporation for their ability to see the need of small business owners every where and for investing the time and money to produce this outstanding publication. Every Entrepreneur should own this book as should every new SBA loan officer involved in the process.

Just as life has clearly defined cycles, so does a small business enterprise and the SBA book by Charles H.Green depicts it clearly. Whether it's the start-up or expansion cycle, his book will show you how to plan for the loan, how to go through the document review, and how to enjoy the award of a loan. It walks you through the long and frightening process of getting a loan with sound advice and forms that inform and educate.

What if turned down? It shows the applicant why it happened and how to repair any damages to their business' ego. It very smartly says, "it's not personal it's business."

As antrepreneur dealing with capital formation on a regular basis, I recommend this book to all who know the trials and tribulations of "getting the money." You will find an answer to your situation, guaranteed.

This book is the standard text for college level real estate course RE101. An excellent book with many walkthru examples to help understand difficult situations. GREAT BOOK!

Concise, expert information. A true gem

It lists over a hundred companies that develop software for the real estate and mortgage banking industry. Software that tracks your clients specifically for mortgages or real estate, keeps info, prepares letters, estimates, comparisons all the way down to guiding the loan and real estate transactions to the closing stage with complete cruise control. I contacted many companies and they usually send free demos and I purchased the one that best suited my needs and it helped me maintain client info and keep contact with them while at the same time developing new relationships and approaching new potential customers with ease!

I was surprised that in a city of more than 80,000 inhabitants with surrounding population of another 80,000 in nearby towns I was one of maybe a handful of either real estate agents or loan officers who even used a software program! This is out of over 300 licensed realtors and another 40 loan officers!

This allowed me to close more loans a month than the majority, get more referrals and have an 85% to 95% customer loyalty with no advertising!!!

If you want to develop a clientele, maintain happy customers, track referrals and enjoy a business on cruise control in this business you need to use the latest technology to take you there (where few others are at!!!)!!!

I got into real estate investing primarily due to Mr. Shemin's first two books, "Secrets of a Millionaire Landlord" and "secrets of a Millionaire Real Estate Investor." Both of these books were excellent, and I wouldn't sell my copies for the world.

However, this is simply a collection of loosely connected thoughts strung together to create a book. Here is the plan presented in the book -- Find a $250,000 that you can purchase for $190,000 from a motivated seller, and sell it to someone else for $230,000, then retire rich.

Not much of a plan if you ask me, especially when where I live, a $250,000 would be a mansion, not a 3 bedroom 2 bath starter house. A real presented plan would be, do A, B, C, D, etc.

What he is suggesting in the book is not investing, rather it is speculating in real estate. While there is nothing wrong with that, let's call it what it is.

His other book, "Unlimited Riches," which I also own, covers everything here, and is a much better written book. It at least presents a cohesive plan that a novice might be able to follow.

The book updates us on where Mr. Shemin is going in his life, and career. He lets us know that he got out of the landlord business and is now speculating in real estate and "writing paper," (hard money lending) as he calls it.

I have read many what I call "Rah Rah" books. There is nothing wrong with convincing people that they too can succeed in real estate, but this book doesn't even do that.

I always try to find 2 or 3 new ideas, even out of a bad book. While there are a few ideas that make me go, "Hmm, interesting," there are no sonic booms here. The book comes off as an advertisement for his real estate seminars and multilevel marking of some products, nothing wrong with that, but not much else for me to sink my teeth into.

I am presently reading his new book "How to Avoid the 75 Mistakes Every Investor Makes." That book should have been 50 Mistakes, but they stretched a few to get 75. Mind you, they are not bad, just that some didn't even take up half a page, and there are 250 pages in that book.

If you have the money, buy the book, but if you have to choose between this one and another one, pass this one by. However, that said, do purchase his Millionaire books. They are worth the money.

In closing, I'd like to find someone who would write a book on how to check real estate records for liens. You know, the nitty gritty work of real estate investing. Instead, they all want you to pay the $1000 for this information.

Robert Shemin is the real deal, and walks his talk. His other books have great tools to make the money you desire. "Secrets of Buying and Selling Realestate" is the icing on the cake. It gives you practical advice that you can take to the bank. Robert gives you step by step tools, and takes the guess work out of the realestate picture. Just by reading the book, you can tell that this man has experienced everything he has written about.

Laying the foundation, learning the process, focus, and determination are the keys to a successful realestate business. Robert Shemin does it again. He gives you all this and more. He includes sample contracts, advantages and disadvantages, and most important, how to be creative with making the money you desire.

Guaranteed, you can trust his practical advice and implement his strategies. This book is a winner!!! I highly recommend it to anyone who is a beginner or advanced realestate investor. You will only learn and make real money from Roberts book.

Robert Shemin does not tout any get rich quick schemes or messages from this book or any other book he has written. Shemin is a practicing investor, out in the trenches daily writing contracts on properties & making very good money for doing it. This author does not promote illegal pyramid schemes! Mr. Shemin teaches what he knows and practices it daily. Everything that Shemin does, is well above the board! In fact every red cent that he makes on his book sales, he never sees, because it all goes to charity! Shemin makes his money on the properties that he buys, sells & holds. I have been following Shemin for a few years & have read everything he has written. I have also seen him in person at RE conventions & I have spoken to him personally. This man is the REAL DEAL & I am a confirmed Sheminite!

I found the book to be very informative and user friendly. It is the type of reference that should be apart of anyones library trying to start a business for the first time.

My partner & I found this book to be extremely helpful in putting together our SBA loan application, the case histories were "very" useful & the "Insider Tips" saved us a great deal of time & trouble. By the way our loan was approved on the first go around "SBA" is a great agency!

Excellent reference with cases giving you insight on small business loan scenarios. Also, the book is very user friendly.

The author has writen a very general book full of a lot of useless information on the Small Business Administration programs - much of it is out of date according to my CPA.

This is by far the most informative book on small business financing through the SBA that I have ever read. Patrick D. O'Hara, PhD, tells you how to secure financing and get your piece of the estimated $6 billion in loans given out or secured by the SBA each year! Everything you need to know is here, including filling out forms, writing your business plan and sections describing all the SBA loan programs and their requirements. This book will fully prepare you for apply for a loan from the SBA. This newest edition provides an up-to-date listing of the very latest programs and additions to previous ones. A definate must-read.