fainancial

In this era of financial planning "sound bytes" that arethrust upon us and the ever increasing skewed morals of what money"should" mean - it is quite refreshing to see someone step up to the plate and "Stop the Insanity". The extra baggage we all carry from the media's guilt driven "supermodel" of what we as a society should buy into is ridiculous at best. The myths that Ms. Ramsey outlines in her book ring true to me as I try to justify my life with or without money. It is a startling wakeup call that points out just what is WRONG with our entrenched philosophy of what money is for. I thoroughly enjoyed Ms. Ramsey's client stories and felt connected with their journey. An essential "Life" book that should be proudly displayed on your bookshelf as a reminder of why money shouldn't buy everything. Kudo's on Ms. Ramsey's website which cuts to the chase of planning your life with money.

This book brings a lot of heart, humor and no-nonsense good sense to the matter of putting money in its proper place in one's life. Karen Ramsey communicates her messages both directly and through many stories of experiences with her clients.

Beginning with the admission that most of us were never explicitly taught much about the basics of money, and maintaining that the value of our lives comes from within each of us, Ramsey takes us on several adventures at a very personal level.

Though I expected some kind of "how-to" advice, I was surprised at how moving and inspiring were the real-life stories of people accomplishing what they'd thought was not possible. As I read, I couldn't help but notice how so many of the concerns we have are so similar, yet so often held privately. I found myself more powerfully related to money and it's role in my life.

Reading this book can make a distinct difference in your financial well-being.

After reading through a few of the myths at the bookstore, I took the book home and read it in one sitting. Since then, I refer to it often, mostly in discussions with friends and family. Recently, a friend at work was contemplating the purchase of a house -- with dread. When I asked him why he didn't want to buy a house and yet was launching a search anyway, he said it was because he saw several other people at work his age buying homes, and thought it was "time." Well, I copied one of the chapters from this book and left it for him on his chair. He came to my office later offering profuse thanks. He wasn't going to buy a house, and he had this book to thank for it. He literally bounces around the office now, with the pressure of homeownership off, and a new sense of financial priorities in place. And that's the effect of just one myth, on just one person. Do you have to fund your retirement fully every year? Should you pay off your house early? Is a tax deduction a good reason to buy a home? Is a home a good investment? Is it an investment at all? Should you stay in an apartment for the rest of your life? The answers are in this book. They're accessible, relevant and enlightening. They may just change your views about your personal finances. Especially if they're all wrong.

Comments from Neeka: Investing the Dream is an excellent book, it answered so many questions for me. I'm only in my early twenties, but you have inspired me to get my financial house in order. I've read so many books on investing, but this one truly gives you a clear understanding on how to get started . Thanks so much!

Date : 1/6/2000

Comments from Chrsty E. Cummings: I will be purchasing your book from Sisterspace bookstore. I'm getting the book for my mother who will be getting a small settlement from an accident and asked me how she should invest it. She is 72 yrs. old and I don't know if mutual funds would be the the best investment vehicle for her. After she reads the book I will have her get in touch with for advice on who she can talk to in NY. Thanks for taking the time to reach out.

Date : 1/21/2000

Thank you for writing the book Investing In The Dream.. My girlfriend insisted I read it and i am glad she did. Although I had some knowledge of investing your book made it so much clearer. I feel better able to prepare myself for retirement. THANK YOU!!!!! Denise M. Bagby

Great Book! I totally enjoyed reading it. I have a small collection of books on money management. None have moved me to action such as this one. It was so easy to read. Everything was explained very well. What I also loved about this book was the endless resource Ms. Stephens gave. Her example of everyday people whom did well investing small amounts of money encouraged me tremendously. I founded myself running back to my budget trying to find more money to invest. She removed all my fears and doubt. I hated keeping a budget at first. I hated seeing in printed how much money I did not have. Now I love keeping my financial records. I gladly count my pennies because I know it is my beginning of a bright financial future! Thank you Brooke Stephens.

Brooke Stephens has written a book which is a presentfromheaven. I bought this book... some time ago; what asteal. Anyhow, I thought it was like the Suzie Orman's book, but once I started to read this book, I notice there was something different here. It was a simple day to day plan for personal growth as well as personal finance. The financial guide is not a get rich book but the book is for those of us who truly do not understand finance. BS book could also help the knowlegeable finance manager out there. I must tell you this, I have read only 100 pages and I already must say it is worth 10 stars. This book has drove me to pencil in notes in the margins. The booksellers have not given this book a top spot in their stores, and I must say, I wonder WHY. Good people, please, do not pass up this book if you are interested in making your finances better. Wow, enough said here, but do not forget to come back and check out my next review.

Personal Finance Books are no sure thing for riches, but this BOOK is not just good, but VERY GOOD !

Wonderful book for those who want to learn how to learn how to gain control of your money and invest.

I am an author of three books on Modern Portfolio Theory and as the director of research for an investment advisory firm I read many books on investing every year---this is one of the best books I have read in recent years, doing a great job of explaining why the markets are efficient. Ron is an excellent teacher, using simple analogies to make often difficult concepts easy to understand.
Anyone interested in learning how the market really works, and not how Wall Street wants and needs you to believe it works, (and that should be everyone)should read this book

Are you frustrated by your investment mistakes? Do you have very little confidence that you will know how to avoid the same mistakes in the future? Join the club!! Here is a book that explains why you feel so helpless, and offers, in my opinion, the only sensible way to invest. Understand this: the best you can hope for is to achieve market returns while managing risk. You will not beat the market, and all the hype of the talking heads and investment magazines is noise, not information. This is a wonderfully informative book that has helped me understand why I have made poor investment choices in the past, and given me a plan of action for the future. If you think you know how to invest and beat the market, lotsa luck. If you want to invest sensibly, read this remarkable book.

Note: this is not a book that appeals to your greed with a get rich quick philosophy. Quite the contrary. Dr. Ross takes you on a guided tour of how and why the markets work, why all the hype of Wall Street can be so misleading to investors, and how you can invest efficiently. And efficiency, as Dr. Ross explains, means avoiding waste - wasted money, wasted time, wasted aggrivation. Work smarter, not harder, as I like to say.

Correctly understanding the securities markets and how the financial industry ticks is critical to one's financial health. No other book I know does a better job in wading through the patently false, unscientific nonsense that banks, brokerages, the financial media and nine out of ten book authors typically disseminate. Why to they do that? Simple. It maximises their commissions or circulations at the expense of investors' net returns. Why is it simple? Because a large number of investors believe the rubbish that Wall Street and the media yells at them since it sounds somehow plausible and sophisticated. Other "eductated" investors allow their greed and "overconfidence" to get the better of them and hence fall for the same hogwash. This book explains it all and it is surprisingly entertaining. Strong buy!!

Not many people can write about money and make it interesting but this is one of the easiest and most captivating personal finance/money managment books I've ever encountered. The history of little known African-American entrepreneurs who made it from nothing also makes this a valuable book for someone who wants to know about black success in America as well as how to understand investing, insurance and buying a house. I couldn't put it down!

I was elated to read a financial book by a saavy African American female who knows her stuff. This is a book I would recommend to everyone,especially those of of us in the Black community. We need to hear this message, that offers us a provocative look at our hangups with money, spending habits, etc. It provides a rich historical background along with the necessary steps to build wealth. The focus is on changing the mindset of our community from income to wealth. It is written for laymen and is easy to grasp. There is no reason for us to remain ignorant about money when we have the kind of sensible knowledge that Ms. Brooke Stephens has given us in this exceptional book.

I have read this book and found it be be very insightful and informative. I would highly recommend this resource to those taking a looking at their financdial status and making corrective changes. This is a timely work. This resource is packed with information from cover to cover. I appreciate all that the author intended to do and accomplish with this work. Take the time to sit down and read this book for encouragment to do better financial management and control of your personal financial destiny.

Dave Ramsey's "Financial Peace" is a must-read! As a credit/debt consultant, I assist people in cleaning up their credit and debt. This book is perfect for anyone that desires financial freedom. It helped my family considerably, and it will do the same for anyone with a willingness to make a permanent, positive change in their lives.

First, get and read Dave Ramsey's "Financial Peace Revisited." Then get this planner, which takes you step-by-step through Dave's tried-and-true techniques for getting out of debt and getting your financial house back in order - and KEEPING it in order forevermore. Whether you're in serious financial trouble, or simply want to have a little more control over your money, this is the plan for you. Dave Ramsey uses simple, easy-to-understand, yet vivid language to communicate a powerful message.

I bought this book last year after stumbling across Dave's excellent radio show; I try to listen whenever I can. Reading the other people's reviews could lead one to think this book is only for those recovering from or in a debt crisis. Au contraire! Buy, read, re-read, and PRACTICE the recommendations in this book BEFORE you get into debt, stay out of debt forever, and get piles of cash. Doing this will add immeasurable peace to your life.

This book is a straight-talking, no B.S., easy-to-read gem about realistic personal finances. Everyone but the extremely rich should read it.

This book will be good if you want to review the components that might make up your wealth protection strategy. However, the book comes up short on the detail needed to understand those components well or to structure a comprehensive plan for yourself.

To get a feel for the lack of detail take a look at the Table of Contents, note that it seems very comprehensive but when you look a little closer you will see that most of the chapters are LESS THAN 5 PAGES! The subtopics in each chapter usually make up a single paragraph with a large font bold heading that takes up a lot of the page.

In short, if you want to get an overview of the components you might ask your advisor to explain to you, this would be a valuable purchase. If you want to understand these things yourself, you will be disappointed.

I just finished reading Wealth Protection and found it to be extremely valuable in planning for my financial future. I am a business consultant and consider myself to fairly aware of the various financial tools, strategies, and techniques...

However, the book offered me numerous new strategies for more effectively protecting my wealth. The best thing about the book is that it is structured in a way that will allow just about anybody to find specific, tailored advice.

Good work Jarvis and Mandell! I look forward to your next book!

I could not believe how easy it was to read and understand some of the complex issues in this book. The authors not only really know their stuff, but they can explain in a clear fashion. It's excellent!

Dr. Rahn explains advanced concepts of economics in a format that the beginner and simpleton, like me, can understand and use. It is an easy four hour read, is a primer in economics and is must reading for anyone who thinks the way of spending money will continue just like it is at this time. The big question is whether government will grow up in time not to get in the way of the monetary changes and whether you and I will be able to spend our money as we wish without Big Brother's nosing in. What Dr. Rahn fails to point out is that the concepts expressed in his book are basic to our constitution and to our freedom. If we do not take heed, we stand to lose both. It is must reading for every citizen.

This is a must read book for all those people trying to understand how the internet and the digital revolution will change their lives. It will bring fear to politicians and civil servants who love big Government. It describes how the internet will provide the ordinary citizen with the ability to avoid and evade excessive taxation whilst at the same time being better informed to manage his or her life without Government interference. If you are a knowledge worker, and in Rahn's digital world of tomorrow, we will virtually all be knowledge workers then you have everything to gain from the information in this book. Its comparison of two Governments, one that is minimalist and understanding of the digital age as opposed to one that is maximist and lacking in basic comprehension of the digital revolution, is timely in terms of describing the digital battleground of the next millenium. This book is a must read, it provides a real vision of where the digital future is taking us.

OK, so you have your guns, you've studied the law and you've got your gold and 10 years of food stashed.

Guess what?

It's not necessary. Not now. Not anymore.

No violence, no protests, no writing your congressman.

This is a revolution that is happening one person at a time, anonymously, securely, privately and instantaneously. Each individual voluntarily removes his energy from the system that is enslaving him.

The government will simply lose revenue until it can only function within its justified duties, which is the protection of the property and lives of its citizens.

This book shows the convergence of multiple truly revolutionary technologies that will give us back our freedom and force government to adjust to this new world. This is the way we will return to true freedom.

This is a first rate book-regardless if you are a seasoned venture capitalist or first time entrepreneur. Having been a venture capitalist for 22 years now, the term sheet in this book is boilerplate-but it is 1 of the 4 boilerplate term sheets every legitimate lawyer/venture capitalist uses as a term sheet-and available for the first time ever in the "public domain." In addition, what makes the book so valauble is the line by line wording and analysis for entrepreneur favorable, investor favorable and neutral. I highly recommend this book to every entrepreneur, venture capitalist, and executive of every level-it is a MUST have on your bookshelf as a timeless reference.

I would spend $1,000 for this book - simply put. Even though I am a VC, I was completely awe struck by the detailed information on raising capital, term sheets and valuations this book presented. Besides having great insight into raising venture capital, the highlight of the book is clearly an actual term sheet, put together by one of the leading law firms, with line by line descriptions of what the wording means and actual "legal wording" for "investor favorable," "entrepreneur favorable," and "neutral" terms. This is information you pay $20,000 for with your lawyers. This book is a must have for any entrepreneur, venture capitalist or financial executive.

This is by far the most widely used title by every venture capitalist. I would highly recommend this book to every vc, lawyer, and management team member (especially) of every company looking to obtain venture financing. You could not find better advice on negotation points, changes to wording or overall guidance on a term sheet than Wilmerding's advice in this book. Especially look at Chapter 3 where Wilmerding goes through line by line what every parapraph means on a term sheet. Also check out Wilmerding's other book, Deal Terms, or Raising VC From a Tier 1 Firm (which includes the entire text from Term Sheets & Valuations and Deal Terms).

I'm a technical analysis/trading systems book "junkie", having bought most of the major titles in the trading genre (and I've tried to use a bunch as well!). If I had to cull down my trading psychology titles down to one or two titles, I'd probably choose "Market Wizards" and this title. I especially like his A.C.T.I.O.N. plan upon which the book is organized, because it outlines a framework through which one can get into the hallowed mental "zone" that so many other authors love to talk about, but so few give solid methodology to achieve. It was the best kind of book: an easy read, but I became a better trader afterward. Well worth the money.

The Way of the Warrior Trader is the best book I have ever read on being mentally prepared for any activity that you do. Dr. Richard McCall, a psychologist who teaches martial arts principles to professionals, has used his background in the martial arts and the samurai to add a zest to an easy read about discipline, mental approach and adding confidence to your stressful daily activities. I am a skilled craps player, or rhythm roller, and staying in the zone when I am throwing the dice is important to winning money at the tables. I had heard that McCall does his training of discipline at the craps tables so I decided to read his book. What I found is a book that is a must read for any trader, athlete, gambler, or anyone that needs to be mentally prepared for their daily tasks or activities.

Dominator

I've read em all - Douglas,Steenbarger,Toppel,Tharp,Kiev, Koppel, well you get the idea, and they are all helpful but this book is the best of the lot. It gets you mentally prepared to trade or what other challenges you face in life. Don't fail to read and study "The Way of the Warrior-Trader" by Dr. Richard McCall - you will be glad you did.