On-the-money

This book has changed my life. I am richer than ever before and the girls have such a sence of humor. Excellent work.

"Conversations..." is one of those books that you don't have to read from cover to cover to "get" it. You can just open it to one of the 18 topics and get a quick jolt of inspiration, laughter, or motivation. Or you can sit down and write out all the exercises and gain deeper understanding of the aspects of your self. There are also affirmations, quotations, and poetry which can be copied and stuck where you can see them and be reminded of the direction you've chosen on your path. I recommend this book to anyone who is seeking clarity on their spiritual path.

This book came to me at a time that was trying for me. I needed the spiritual, down-to-earth wisdom of the authors. It is written in very simple language that makes sense. I would reccommend it to anyone that is having a "bad time." And I would reccommend it to others to keep on tap for bad times.

Clearly THE book for the beginner and intermediate collector. It gives an excellent overview of each type of note (Nationals, Silver Certs, etc.) as well brief descriptions of each note within each type. A great way to learn the history associated with the engravings on U.S. paper currency from the Civil War (1861) to the present.

And, of course, the Friedberg numbering scheme is the standard method of referencing notes among collectors and dealers alike.

It should be noted however, that the values given for the notes are very rough approximations (very conservative). This is especially true for the UNC grade(MS60-64). There are no values for GEM notes (MS65+).

If you're looking for a comprehensive note reference with ball park values, this book is for you.

This is the standard reference work on United States Currency for the collector. While the prices given are pretty much obsolete in the volatile currency market, the Friedberg Numbering system is universally used by dealers and collectors alike. If you are considering participation in floor or online auctions, you cannot tell what you are bidding on without this book, as all notes will be listed by FR#. Well worth the investment!

This book is a must-have for the serious US currency collector, along with the Standard Catalog, 17th edition. Together they provide a great catalog and price guide for US Treasury issues. There are good sections on fractionals and Confederate currency, and decent treatment of colonials. No obsoletes or military payment certificates. The black and white photos are quite a bit larger than those in the Standard Catalog. The color pictures in the back are a nice touch, but the printing is not the world's greatest -- many of the reds come out as pinks, the greens look almost fluorescent, etc.

There aren't many anecdotes or interesting bits of trivia, but as a guide and catalog it is top notch.

Two words sum this book up .. Par Excellence . I got Andy Dappen's book from the library and hated to part with it when its renewal limit was reached . I would strongly recommend this book for newly weds , single income families and people who are knee deep in debt and want to get out of the money trap.

When will this book come into print again ???

This guy is a frugal maniac and proud of it. Some of his ideas are really batty, but most make a lot of good sense. I read an excerpt in Reader's Digest and then got his book from the library. Don't let his crazy ideas like using old bread as a frisbee distract you from his main concept that you can be happy with less, and even have fun trying to find ways to save. I would think Mr. Dappen would prefer you don't spend your money on this book though. Check the book out of the library instead!

Andy Dappen's book, "Shattering the Two Income Myth," critically examines the idea that two incomes are a requirement for family life in the modern world. He draws some interesting conclusions. Dappen refers to a U.S. Labor Department study that has shown the average dual-career family loses up to two-thirds of its second paycheck to work-related expenses, and if children needing daycare or after school supervision are in the picture, the percentage of work-related expenses is even higher. To truthfully calculate the earnings from a family's second set of wages, they would need to subtract all work-related expenses from their income. Dappen asserts that many second income-earners are "spending big bucks for the privilege of joining the nine-to-five parade."

Dappen also takes the view that one of the main reasons people feel unable to live on a single income is due to inflated expectations of what a family truly "needs" to live well. He calls it "our love affair with consumerism." Trophy houses, sport utitlity vehicles, new mini vans, designer clothes, big screen TV's and $100 running shoes are just some of the so-called "needs" many parents are working to supply for their families.

Dappen encourages a change of attitude---a refocusing to a mindset that embraces contentedness and fullfillment rather than following after consumer-driven forces. Dappen says, "Making your life happier, more directed, and less stressful distills down to the acceptance of five simple words: You can't have it all."

"Shattering the Two Income Myth" would be an ideal book for any family contemplating the change from two incomes to a single income situation. The book offers practical suggestions for preparing for, and actually making the switch to, living on one income. There are also numerous personal inventory questions to help with the decision making process.

This book is a great overview of all the big topics concerning money (savings, investments, real estate, wills, car buying, home buying, etc). The information is presented in an understandable way and gives examples on the topics that are more difficult. I learned a lot in this book, and it gave me more confidence in how to handle money. Excellent read!

I've checked out many books on basic financial advice and this is the best - from college savings and IRA's to advice on making a will.

For anyone looking for a readable, reliable guide to everything they want to know about their money, I'd say this is the book. I've checked out many, many of them and feel that this is the best of the bunch.

This books sets out very simple ideas, strategies and help for any person interested in watching their money. It is a simple planning book for budgeting that any [body] could use. Humor and straight-forwardness are the backbone of the book's help in money problem areas. It is a MUST READ!

I am horrid at managing my money, and I found this book very helpful. First of all, it is very short and to the point, which is great for those of us with a limited attention span when it comes to financial issues! Second, I like that they recommended budgeting a lump sum for personal "pocket" money and other similar categories, rather that suggesting I track every soda or pack of gum I buy during the month.

The book is great! The first chapter just really opens your eyes to how much money you are waisting or Frittering, is what they call it. There is a lot of tips and savvy saver tips, as well resources. There concept of budgeting is great. It has everything that you need learn and to budget your living with out being deprived. I will recommend this book anyone who is thinking or just wants to know more about beig on a budget.

Those who are looking for a clear and complete guide to inventing for the individual inventor will appreciate this book. Mr. Barbarich starts with an explanation of how to judge whether your idea is a marketable invention, then takes you through the process from prototyping to licensing. Along the way he offers helpfull and moneysaving advice on everything from using tradeshows to negotiating strategies. I recommend that anyone who has an idea for a new product but does not know what to do next read this book, it will save you time and money and increase your chance of success.

It is hard to know who to trust out there.
If you have a good idea and you don't know where to go with it, get this book.
It will save your life. It is a step by step explantion of what you will need to know down the expensive and long road you are about to travel.

What a valuable book. Read it cover-to-cover yesterday morning -- called my credit card companies in the afternoon and trust me -- I saved far more than the cost of the book ... including shipping! This book should be required reading for anyone who has credit debt. In fact, I think it should be added to all high school and college curriculums. Excellent purchase plus turned me on to the companion website ...

"I have enjoyed reading it! What I like about "How to be more Credit Card and Debt Smart" is the way it is written is like having a conversation with a friend. Picture it like this, instead of two people but a person and the book sitting at a table with a nice warm mug of Starbucks (that I brewed of
course) and learning about credit issues in a relaxing and easy to remember format."
--Susie Marion

This book explains how oil affects our lives, our nation, the world's economy and political situations. Yergin's writing style is superb, and although the material is somewhat dry, he really brings events to life. This work is rare for non-fiction - it is easy reading and informative. I have just finished the book a few minutes ago, and I really feel that I have learned a great deal. My favorite section was on World War II. I have read hundreds of books on the subject, but the section in "The Prize" dedicated to the War from a petroleum standpoint is superb

This book is one of the best for enlightening those of the the 1970's forwrd of the preferred interests of their mothers and fathers. Ex- President Bush is heavily documented in his actions with those of the Middle Est in his attempts at acquiring a chunk of the oil industry. It highlights South America's Venezuela and its failing oil fields. It shows the world's efforts at unity for one major purpose. It defines OPEC and ARAMCO as they need to be understood. For anyone not current on world issue, this is the book to read.

Yergin's grasp of the broad view of the history of oil and its context in world history is amazing. Scholarly and yet as compelling as the best fiction, this book is a masterful work

A very good down-to-earth book that readers can immediately start putting to good use.

For those of us who have gotten to know Chris Farrell on "Right On The Money", this book is a long awaited and welcomed companion to his public television show. A great introduction to those not familiar with his warm style. Good reading;great information.

For a young man who does not know much about personal finances, this book has been great. It told me all the things that everyone is supposed to know, but I didn't. I am young and inexpierienced in handling my finances, and this book appealed to me because I do not think it was written to appeal to the know it all Wall Street audience. This book is already helping me get my finances together, and hopefully will see more from Chris Farrell in the future.

It's small and handy and I refer to it all the time. I even took down some notes in the margin.

Nancy Dunnan has taken 300 important and valuable personal finance lessons and made them fun, easy and interesting to read. Although some of these things you know already, it's not a bad idea to be reminded. In other areas, you'll either get new ideas or better ways to implement them.

Here are some of my favorites:

You can save money on international air travel by being an air courier (if you can live with carry-on baggage), and she provides a telephone number to get assignments.

While abroad, use your ATM card to get cash rather than your credit card. The credit card will start charging you interest right away.

To use that ATM card in many countries you need a 4 digit PIN code. Be sure to change to one before you leave home.

On the other hand, buying things abroad with a credit card is a good idea because you get a better exchange rate that way than by converting currency.

Want a beach home? Buy it in January in North America.

There's a service you can contact to find someone to pay your parents' bills when they can no longer do so, and they live far away.

You can save money by letting vines crawl up a trellis rather than your home.

If your bank is taken over by another one, switch your account to a credit union. Fees will be lower, and the rates paid on your savings will be lower.

Shop with 20 friends, and you can probably get extra discounts.

She shows you how to get rid of junk mail.

Be sure to check the register tape at stores that scan items. A 10 percent error rate is not unusual.

If you have student loans, she has lots of information about how to gain advantages in paying them back.

If you are near retirement, she has lots of good data on Social Security and tax issues.

If you take a cruise, be sure to buy any on-board gifts at the end of the trip (big discounts come then).

If you have too much debt, she can point you to those who can help you.

With this book, your money can take you much further. You'll also be proud of yourself for being a more intelligent consumer. So overcome your misconception stalls about how to get the most for your money with this book!

Interesting and useful tips that are mostly common sense, but you just don't think about! I recommend getting it and using it as a resource.