Money

Once I started reading this book I realized how much thought has to go into the retirement proccess. This book starts you off in the right place and takes you through the proccess in exactly the right order. I found the book very easy to comprehend and the charts were very helpfull to illustrate the points that were being made. I have read other books on the subject of retirement and I found that this book is very comprehensive and easy to follow.

As a financial advisor, I've personally purchased over 100 books to give to my retired clients as gifts. They love it. This book is an excellent guide to retirement finance. It covers almost every concern known to any retiree, for example--how much of your portfolio should be used for income? Their logic and reasoning makes it simple for anyone to understand the economics of living off your portfolio during retirement. The case studies are great--real life examples of life changing financial decisions. Thank you Ron and Murray for such a wonderful gift of your knowledge.

Just retired and this book answered alot of questions. I always felt that I could manage my investments by myself in retirement. This book makes me realize that I may eventually have to go to a financial planner for help.

Christine Spalding
Critical Thinking
Professor Kevin J. Browne
November 29, 2002

Your Money Or Your Life

Sheldon Richman's argument is based on the moral issue of the income tax and why this tax should be abolished.

Richman presents us with facts and claims of how our government is flawed by forcing the American worker to give up a portion of his income, though no one actually consented. Along with surrendering a percentage of our earned income, we must allow them to have access to our personal financial records of the exact amount one earns. The tax enforcers accomplish this through lies and deceit. Both which preceded and followed the Sixteenth Amendment.

The American wage earner is "commandeered", says Richman, by this taxation, and if you do not, the government will institute a fine or even have you imprisoned. His conclusion is this is theft and unjust.

Richman's other basic argument's for abolishing the income tax is as follows:

1.The state demands a sum of our money, and refusing to give it up is punishable.
2.It is a voluntary system.
3.Repercussions for not volunteering.
4.It is wasteful.
5. It illustrates the corruption and out of control spending by the government.
6.Lawmakers need a never-ending flow of cash
7.The income tax is the only tax allowed that corrupts society.
8.The income tax is a blank check for the government.
9.The income tax makes you poorer.

Richman presented clear and convincing arguments for his reasons to abolish the income tax. Richman also makes an interesting comparison of the government being like a mugger who "occasionally shines his victim's shoes", and a membership to a club has access to certain amenities only if the dues are paid, it not one is not allowed in, not arrested. By the same token, a property owner who is not "actively using the government's services" still owes the taxes.

This argument of why the income tax should be abolished by Richman is deductively strong. Mr. Richman used statistical evidence as well as causal arguments through out.

This book is one of the best written on the subject of abolishing the income tax.

As Americans, we have been taught that paying our fair share of income taxes is the American way and our patriotic duty. Nothing could be farther from the truth. In fact, the income tax is 100% against the American way and violates our very own Constitution.

This book exposes the complete history of the income tax, and its tyrannical, Gestapo like collection agency, the IRS. The IRS is the most feared organization American has ever known and they operate outside the bounds of the Constitution that is supposed to protect us from tyranny in government. What happened? Read this book to find out all of the sordid details.

Not only is this book a history lesson, but more importantly, it shows that we can survive without the income tax as we did for more than one hundred and fifty years before this form of communism was implemented into our lives.

If every American read this book, there would be a revolution by tomorrow morning.

Sheldon Richman's concise and informative book, Your Money Or Your Life, explains how the income tax is one of the greatest threats to the liberty of the American people ever devised. By making our employers surrogate federal tax collectors, most Americans don't feel the pain because they really don't know what they're losing. But even worse, as Richman points out, by having access to our paychecks, the government can tap into an almost limitless pool of money to expand its size and scope. We need to scrap the income tax and replace it with a tax on consumption.

Name: Lisa Brathwaite

Comments:
You are a treasure to our community. Thank you for guiding and educating in your special way. I wish you continued blessings and success.

Name: Shelly Service
Comments:
Great book. I gave a copy to my sister for Christmas, I thought the New Year is a great time to start making the move to financial freedom.
Thank you for doing a free financial makeover for me at your website www.....com
Everybody should get one of these free makeovers. It made the difference.

Name: Lisa Brathwaite
You are a treasure to our community. Thank you for guiding and educating in your special way. I wish you continued blessings and success.

This book is perfect if you are in a situation where you can use a telephone to generate leads- any direct sales professional would benefit by reading this book. I would not strongly recommend it for a home based party business but it definitely teaches you how to successfully get a yes out of potential customers. This book is perfect for insurance sales, telemarketers, etc.

This book is a must for anyone in direct sales. Bild gives you the exact words to say to elicit predictable responses from your prospect. Using her technique has made me more confident on the phone, and I am seeing great results. I also recommend her 2-CD set, available from her web site.

This book has taught me how to truly work less and make more. My income has increased 40% by incorporating
the information that I learned in Traci Bild's book.

This book is a tremendous accomplishment. An intellectual pleasure. In the first half of the book, Karatani deals with what he calls "the will to architecture". According to him, the whole Western philosophy has been constructed on the basis of "the will to architecture" since Plato. (Can we see here the influence on Karatani from Nietzsche?) What is interesting in his attempt to deconstruct this "will to architecture", or a "building" constructed by it, is that he tries to get "outside" of it by taking "the will to architecture" to the extreme. Karatani calls this procedure "formalization". He refuses to presuppose the "outside" intuitively. "The will to architecture" deconstructs itself by the extreme "formalization". However, though this attempt is an tremendous attempt, he finally abandons it. For he realized that he had to presuppose the viewpoint which can look at the totality of the system from above though he did so in order to deconstruct that very totality of the system. What he did after this "turn-around" is to turn to the "outside". It might sound naive, but this "outside" is not intuitive at all. The "outside" I am talking about here is the "other". This "other" is someone with whom you don't know whether you can communicate. The "other" is like a foreigner or a child. If you say something to him or her, you can never be certain whether what you are trying to say is communicated. This concept of the "other" has a lot of theoretical implications though I cannot talk about them here because of the limitation of the space. For example, you no longer need to worry about the prison-house of language. You don't have to suffer from the closedness of language. It is impossible to introduce everything Karatani says in this book. All I can say is "Just read the book." If you do, you will see a rare intellectual accomplishment in philosophy/theory.

Sugawara, sugawara, sugawara, this is an exceptional mind at work again, and can can feel the impact of deconstruction upon Japan and Japan upon deconstruction. Let more of his works be translated>... he said, Sugawara, sugawara (as below, so above).

Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara Sugawara

An outstanding reference for stewardship work. This book explores the role of money in the parish, why it's so difficult to talk about, and what needs to change.

A very good and comprehensive review of where stewardship in the church is in the last ten years. This will take you through motivation, understanding, and give you insights into how to resolve your stewardship dilemas. People who are strugling with stewardship will find this book most informative and helpful. You may not like all that is said but all needs to be said and thought about. Most thought provoking and insightful.

Without a doubt, this is THE best stewardship book I've ever read! Like you, I've endured many a stewardship campaign, technique, and gimmick--only to find it unsatisfying, ultimately. This book examines everything that has been done under the sun in stewardship (be it mainline Protestant, evangelical Protestant, or Roman Catholic), and discusses, rationally, why it is counterproductive in the long run. While it is a big book and does discuss research, it is easily accessible to all. Interestingly enough, I found it hard to put down--it is that good! Buy this one now.

Better Than Money Can Buy is a must read for managers of volunteers and volunteers alike. The book does a wonderful job of illustrating the many important signposts of successful and loving servant volunteering and leadership. The book made me laugh, cry, reflect, and grow. This book will change and improve your abilities as a volunteer.

Better Than Money Can Buy shows a way to gain higher levels of awareness and confidence that we are all here for a divine purpose. If you follow this handbook for personal transformation, you will find this compilation of stories and lessons points to "service" as a key to unlocking many realizations as to how we can all make a positive difference with our lives. I can easily imagine Mother Teresa, Rev. Billy Graham, and His Holiness the Dalai Lama all endorsing the message in this book.

The true stories from Human Service Alliance demonstrate the magic that can happen when one consciously practices loving and serving others. This very inspiring book outlines a recipe of ways to think and act that will bring increasing levels of understanding and appreciation for why we are really here. Human Service Alliance's evidence that serving as a group makes the "journey" even more meaningful, convinced me that I needed to go to Winston-Salem, NC and experience the stories first-hand!

Better than Money Can Buy: The New Volunteers is a wonderful moment by moment look into the beautiful world of selfless service. Not only does it discuss what selfless service really is, but it offers practical tools that the reader can put to use in daily life. These tools can help the reader become of service wherever he or she might go - whether it be in the workplace or in the family or wherever one might volunteer.This book offers the inspiration to know that there are people out there doing things to change the world for the better and they are doing so joyfully, energetically and purposefully. Thank You Dr. Danziger and Mr. Kilpatrick for assuring us that we work not alone!

This book is out of print so you'll have to get from a used book source but if you are serious about starting your own business you must seek it out. Mr. Subira discusses basic financial terms and offers as explanation as to why black people still haven't reached our financial potential. He has a special section for the Black woman and provides an action plan on how to getting started making big money.

Kimberley Lindsay Wilson, author of Work It! The Black Woman's Guide to Success at Work.

One of the most stunning statistics and concepts in this book is how blacks were becoming quite wealthy after the Civil War and owned massive amounts of Real Estate, but were done in by immigrant prejudice in alliance with zoning laws, public education and welfare grants that taxed away black wealth to return it to them as a government handout. No more, says the author, who shows step by step how to develop positive attitudes and produce wealth through careful Real Estate investment anyone can do. This book, helpful to everyone, is a cult classic among Real Estate entrepreneurs. Why wait for Habitat for Humanity or public housing when you can read this book?

the book presented a balanced view of the possibilities set before blacks in america and the requirements to obtain such realities.it gives a no-nonsense approach to forming dreams and making reasonable estimates for the cost to make them real.

The color of money is, as a novel, far superior to the filmed version starring Cruise and Newman. The film is underrated, and has many fine points but when compared to the book it is very, very disappointing. The novel starts slowly, retracing the last 25 years of hustler Eddie Felson and him building a new future for himself. By the last chapter the book is absolutely galloping along. The final tournament scenes show off probably some of the best writing on pool that has ever been accomplished, really taking you into each game and feeling what Eddie feels, from his jealousy at the young stars to his own self-realization at and through the green felt. Not only a book for pool enthusiasts, rather for anyone who enjoys good pacey writing and literature as art.

Walter Tevis died in 1984. The movie The Color of Money came out in 1986. He may have hated it, but he didn't tell anyone.

Don't let the movie fool you, this novel(completely different!) is vastly more enriching, entertaining and exciting.

Bear in mind also that this novel was written years before the film. The author Walter Tevis was sorely disappointed with how Hollywood completely butchered his original story.

The film was really just a vehicle to showcase Tom Cruise with Paul Newman and nothing much else. The book on the other hand is a deeper exploration of "Fast" Eddie that includes his childhood, a reunion with Minnesota Fats (yes, Fats is back!), and a desparate plan to come out from under a mountain of bills and broken dreams. The "Tom Cruise" character is actually a cocaine-sniffing, hyper-manic badboy/nememis NOT PROTEGE to Fast Eddie. And the pool action is many times more riveting than anything in that very often boring movie. This is not about glitz and glamor Hollywood style, it's about a desparate, aging man trying to reclaim what was lost and what was denied in order to redeem himself.

I first read this book as a teenager and was enthralled. If you liked the original Hustler, you'll love this, and if you didn't care all that much for the movie then by all means check it out!!! I also recommend Tevis' The Queen's Gambit. After back to back reads of Tevis chess and Tevis pool, you're guaranteed to be left reeling, drained, jolted, and then clamoring for more. But then of course sadly, Walter Tevis is a writer deceased. If only Hollywood could've gotten it right!

This book explains the SCAM! The federal tax code book says that income taxes are collected as a voluntary contribution, then why are we "forced" to pay, this book is the door way to freedom!!!

This book describes the insidious threats undertaken by a select group of moneyed powers to destroy our Constitutional rights given to Congress in the control of money, regulating its value, and the right of the country's money supply belonging to its citizens.

The author does an excellent analysis of the British intent to destroy America's fledgling financial dreams of a money system for the people and created by the people. Through its agents of Jay Cooke & Co., the Rothschilds and the traitorous Senator from Ohio John Sherman (brother of Gen. Wm. T. Sherman) the rise of the national banks and their sole intent to destroy the Constitution by controlling and regulating the supply and value of the country's money. Drawing on numerous 'hidden' sources -- memos, letters, etc. -- the book describes exceedingly well the worst in political and financial corruption encountered in the 19th Century.

This book explains the dialectics of money power eloquently and scholarly. Concentrating mainly on the 19th Century (it is a little weak on the Hamilton, Jefferson and Morris discussions first exposing the differences in financial power prior to 1792 and the discussions in determing what a dollar or 'unit' consists) nevertheless, it rightfully places Andrew Jackson as perhaps the greatest president in exposing the corruption of the (Second) Bank of the United States and the seditious acts of those associated with it (or instance its president Nicholas Biddle, et al.) and most importantly, providing the clarion warning call to all 19th, 20th and 21st Century sons of liberty that giving away the people's control of the money system is the primary constitutional threat to sovereignty this country faces.

The state banking era (1837 to 1862) however is not properly addressed (perhaps the author believed this was the era in which decentralized banking practices were in accord with the intent of those who framed the Constitution -- we will never know), and neither is there a full expose of those individual interests in forming the power basis of national banks with the exception of the secret meetings of John Sherman (in 1867) with British financiers. Obviously, at the time the book was written, the national banks had completely corrupted the financial system to the point where so much of the system's weaknesses were blatantly noticable by all (debters and creditors alike) but those very few who derived maximum benefit. The state banking era was but a temporary memory between the interlude between the collapse of the corrupt (second) Bank of the US and the rise of the corrupt national banking system (which was in guise a reincarnation at a tempt at a central banking system -- the National Banking Association in NY called the shots much like today's Fed. Res. system).

The 1862 to 1875 period is rightfully exposed as the most politically and financially corrupt period of the national banking era. Until 1873 gold and silver bullion was freely coined into money on account of the depositer at the mint, thereafter, on the account of the US Treasury. The mysterious circumstances surrounding the congressional passage of the Act of Feb. 12, 1873 is exposed and evidence is presented on why so many in Congress changed their voting records to promote passage of this act. Furthermore, the big mystery of why the silver dollar was deleted from the list of coins to be made on the final draft of the bill remains today. The effects of this would shape the debate between the silver and gold interests until 1900. Thereby, 1873 is rightfully exposed by the author as the last year the US could be a creditor nation, thereafter it was indebted to those interests who controlled politics and finances. With most of the later quarter of the 19th century the moneyed interests attempted to destroy the greenbacks (Resumption Act of 1875) and government financial instruments in hopes to promoting a debt based financial system where the money does not belong to the people but must be had through the banks at high rates of interest.

To a great extent the national banking system brought about a system that succeeded in creating a central banking power controlling the political and financial system in the country. While the forms change with time, legal prowess and the vagaries of the Supreme Court, the insidious greed of the heart finds new modes of concentrating money and power.

In summation, the book is an excellent scholarly written overview on the rise of the banking system of this country. Numismatic researchers of both coin and financial paper too will find it highly rewarding. It is highly recommended.

"The world is governed by far different personages than what is imagined by those not behind the scenes"--Benjamin Disraeli "Those unaware are unaware of being unaware"--Merrill Jenkins, Monetary Realist. For nearlyone-half century, the news industry strove to keep us fearful of a being enslaved by a country that we were feeding and financing and this was absurd! President James A. Garfield (1831-1881) stated:"Whoever controls the volume of money in any country is absolute master of all commerce and industry"( including the news industry) He was shot. It is apparent that the total effort of those in power is to control the volume of money by all means fair and foul so that they will remain our absolute masters. This message concerns the controlling of the volume of money. There were people who hated the U.S. Constitution as it was being written and there has always been such people since it was ratified over 200 years ago. Congress was granted the power to provide penalties for counterfeiting. Naturally, counterfeiters don't want either interference or penalties. Nevertheless, in the Mint Act of April 2, 1792, Congress provided a penalty of death for officers of the mint who might participate in debasing our gold and silver coinage. This harsh penalty was deemed necessary because those wise men knew that unrestrained counterfeiters could overthrow the republic. Where are we now? FEDERAL RESERVE BANK OF RICHMOND, KEYNES ON INFLATION, PG.6 KEYNES IS QUOTED FROM HIS BOOK, ECONOMIC CONSEQUENCES OF PEACE. " LENIN IS SAID TO HAVE DECLARED THAT THE BEST WAY TO DESTROY THE CAPITALIST SYSTEM WAS TO DEBAUCH THE CURRENCY. BY A CONTINUING PROCESS OF INFLATION, GOVERNMENTS CAN CONFISCATE SECRETLY AND UNOBSERVED, AN IMPORTANT PART OF THE WEALTH OF THEIR CITIZENS. BY THIS METHOD THEY NOT ONLY CONFISCATE, BUT THEY CONFISCATE ARBITRARILY. AND WHILE THE PROCESS IMPOVERISHES MANY, IT ACTUALLY ENRICHES SOME. LENIN WAS CERTAINLY RIGHT. THERE IS NO SUBTLER, NO SURER MEANS OF OVERTURNING THE EXISTING BASIS IF SOCIETY THAN TO DEBAUCH THE CURRENCY. THE PROCESS ENGAGES ALL THE HIDDEN FORCES OF ECONOMIC LAW ON THE SIDE OF DESTRUCTION, AND DOES IT IN A MANER IN WHICH NOT ONE MAN IN A MILLION IS ABLE TO DIAGNOSE." FEDERAL RESERVE BANK OF RICHMOND, KEYNES ON INFLATION, PG.10 KEYNES IS QUOTED FROM HIS BOOK, TRACT "Keynes argues that inflation is a method of taxation, which the government uses to secure the command over real resources. Resources just as real as those obtained by ordinary taxation. What is raised by printing notes is just as much taken from the public as is a beer duty or an income tax. A government can live by this means when it can live by no other. It is a form of taxation which the public finds hardest to evade and even the weakest government can enforce when it can enforce nothing else."