Living-trust

Not all of us have been personally affected by catastrophic loss, yet if not us, we all know someone whose life has been touched by the dark side of loss and the out-of-control spiral that usually follows. West has written this book to focus on "... losses for which you were not responsible and over which you had little or no control."

The book is assembled into 12 sections of seven chapters, each two to three page in length. Every chapter begins and ends with a thought provoking verse or quote and each ends with a personalized prayer pause. Woven into its 256 pages are stories of real people who have struggled with life's lessons. The focus in on moments in our lives when we have the opportunity to reflect on pivotal, emotional, soul-searching, unavoidable, spirited, decisive, daring, elastic, courageous, glorious, nurturing, and mind-boggling moments that challenge us. Although we cannot change the challenges life throws at us, we can choose our direction and our response. By reading how others have dealt with loss, the reader is invited to reflect on how they would respond.

My only criticism of this book is it's labeled as a "women's" book on grief. Many men will overlook it and so most men will miss its healing power. I read the book and was touched by how it applied to me. I want to wave it in front of men and shout, "Read this! We deal with loss too."

Whether you buy Dare to Trust, Dare to Hope Again for yourself or for a friend, this book will inspire us with hope. If you or someone you know has been touched by loss or your heart is heavy with the pangs of despair or loneliness, the question becomes, "Do you dare to trust and hope again?

You'll work much better with your lawyer if you read this book first.

I read a library copy, but then bought my own.

This book works well with Condon's "Beyond the Grave", which is much weaker on the nuts and bolts of estate tax planning but much better at getting you to think through the human (family conflict) side.

WHAT IT COVERS: This book is primarily a primer, explaining the foundations of estate planning including: an overview and whether you actually need to spend time reading the book and drafting estate docs, drafting a will, how to think about what assets will go to which family members and other beneficiaries, financial instruments such as brokerage accounts/bank accounts/life insurance and how they fit into wealth transfer, as well as powers of attorney and health care directives. What I like best about the book is that you know you are getting candid advice from someone not trying to bill you by the hour or sell you variable annuity life insurance. In my own area of expertise - finance - the fact that the author's opinion regarding life insurance is dead on (tax planning should be kept separate from investing strategies and as such variable annuities are complete bunk) gives me great comfort that I'm getting straight shooting advice in the rest of the book.

WHAT IT CAN BE USED FOR: The book can serve readers on two different levels. If you are going to get a lawyer anyway but are the type of person that wants to be educated when you talk to lawyers/accountants/brokers, this book will have you speaking the same language and is an easy read over the course of a weekend. If you want to prepare an estate plan yourself, this book serves as an ample resource to help create the necessary docs. The fill-in forms in the back are certainly capable of serving as the basis for your basic estate docs, but at the same time it may be more comforting to most people to have a seamless document that they are not penciling in blanks, which leads to my next point...

THINK ABOUT GETTING THE COMPANION SOFTWARE: This book is published by Nolo Press, a well-respected publisher of legal self-help books. They also publish a software title in conjunction with Quicken (makers of the financial planning software) called Quicken Lawyer which not only has an offline/online legal manual with much of the info included in this book, but its main function is to create a battery of estate documents for you through very simple step-by-step interviews - you answer the questions, it drafts the legalese, you print and execute it. I would almost recommend just getting the software instead b/c there is a decent offline/online manual included, but for those that really want to know the why behind what they're doing, get this book and the software. See my review on Quicken Lawyer Personal Deluxe for more info.

LIMITATIONS: The book readily admits there are situations that require an attorney and points out throughout the book which situations require it. In general, get an attorney if you expect to owe federal estate tax (threshold is currently estates over $1.5 mm, but rising rapidly through 2010), have an ex-wife or two, have kids that don't speak to each other, or other complex family dynamic.

One of the most difficult lessons of the Christian life is how to patiently wait on God. In 1993 I devoted 30 minutes a day for one month to studying this book. This altered my life. Since then waiting on God has been one of the greatest joys in my life! It doesn't get any better than this!

Thank you, Andrew Murray and thank you, Jesus.

Does it Pay to Die? is a financial wake-up call. The workbook format makes the process easy. By doing it yourself, you will save money and understand the structure of the trust. If you want an attorney to draft your living trust, the cost should be less than $1,000; money well spent.

Mike Monji's advice worked for me and it will work for you. Hold on to your money, protect your family and avoid probate. ...

Lucado is a master of the English language. You will not find more beautiful prose written anywhere. It is simply beautiful. Lucado takes a look at the life of Christ as if Christ is your neighbor next door. Thus, the book has a contemporary feeling. We are not reading about something that happened in ancient times, but we are learning how the living Christ is working in the world around us. Not only is this a well-written book, it is an insightful book as well. The author has a way of looking at well know verses in a fresh new way. And yes, he even gave me insight to Scripture that I had overlooked. Written in short chapters, it lends itself to being read devotionally- one chapter per day. You cannot rush Lacado. It is not a quick read. It is too insightful, to beautiful to speed-read. This is one good book.