Half-life
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Foat Wuth Ah Lov Yew
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Had me laughing all day!!!
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With plenty of easy-to-use worksheets, Schwab helps you take stock of everything you've accumulated, determine how much it costs you to live now, and estimate what it will take to maintain that lifestyle into the future. The latter is determined by calculating everything from projected housing and tax obligations to food and entertainment expenses, while life-expectancy tables, inflation adjustment factors, and investment return rates allow you to see where you stand versus where you need to be. Schwab then addresses reaching these goals through a proper investment mix. (Sidebars explaining the basics guide even novices through these critical steps.) Additional chapters detail ways to develop a regular long-term cash flow, and suggest how to monitor its progress while making adjustments when necessary. There is also information on financial advisors, insurance, estate plans, and charitable giving, adding up to a wealth of specifics presented in a manner that virtually everyone should be able to understand and follow. --Howard Rothman

Good overview of planning issues - with limitationsI applaud the author's advice to consider a 4% annual withdrawal rate from investments. In my experience, many financial advisors, influenced by the prolonged bull market, have suggested higher rates.
I caution against following every opinion in this book, however. Three broad suggestions by the author stood out as troublesome, in my view:
First, that "you're better off including individual stocks and stock utual funds in your retirement account (where taxes are deferred) and bonds in your regular account (which is currently taxable." (Page 184.) Adopting a contrary strategy, and minimizing taxes on the equity portion of your portfolio (held in a regular account), can in my view yield far superior results, from both a financial planning and estate planning perspective.
Second, the statement "If you have a Roth IRA, I sugest you withdraw from it first [to generate retirement income] since your withdrawals are not taxed." This statement completely ignores the tremendous long-term benefit of tax-free growth, and I completely disagree.
Third, the suggested asset allocation models are too simplistic -each individual's own asset allocation should be affected by many factors, only some of which are discussed in the book.
While a brief discussion is made of Modern Portfolio Theory and probability analysis (Monte Carlo), more insight into these areas could have been provided, given their utility.
The foregoing comments illustrate the limitations of any book seeking to address the very complicated tax, actuarial, financial planning, asset protection planning, and estate planning issues confronting the retiree today. Despite this, I recommend the book (with reservations) to both retirees, and those approaching retirement, who need to increase their knowledge of basic planning concepts. There is tremendous value in each person educating themselves on financial planning concepts. Just don't take this (or any) one book as gospel.
For Baby Boomers: Should be titled You're 60, Now What?
Welcome Resource!
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A book that perpetuates aging stereotypes
Just What the Doctor Ordered!
The Creative Age.Awakening Human Potential in the Second Hal
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Naipaul's protagonist is Willie Somerset Chandran, named after Somerset Maugham's encounter with Willie's father in the 1930s while traveling "to get material for a novel about spirituality." Willie travels to England for his education, where he becomes "part of the special, passing bohemian-immigrant life of London of the late 1950s." Willie soon realizes that his colonial background allows him to write short stories for well-meaning white liberals, and he begins "to understand that he was free to present himself as he wished" and that he could "remake himself and his past" through his writing. The effect is suffocating rather than liberating, and he marries a vaguely sketched "girl or young woman from an African country," who has read his one published book. Willie begins another "half life" in colonial Mozambique, where he soon tires of the domestic and sexual tedium of plantation life and flees to Germany, mournfully reflecting that "I have been hiding for too long."
This is classic Naipaul, with its effortless dissection of the damaging personal consequences of post-war decolonization, but its virtue seems its primary vice, as the novel feels like a conflation of several earlier Naipaul books, including The Mimic Men and the brilliant A Bend in the River. Consequently, some readers may well find that Half a Life reads more like half a novel. --Jerry Brotton, Amazon.co.uk

Not the best of his output
Half Better Than NoneStill half a Naipaul is better than most authors in their entirety. His simple language and syntax, almost Hemingwayesque in its declaration but vastly more elegant, makes this a deceptively easy read, but beware. There are layers of meaning throughout in his subtle characterizations and descriptions of place and customs; Naipaul's cooly ironic style sometimes keeps them hidden. The irony is thick enough to be cut with a blade.
The title certainly refers to the main character, Willie Chadran, who feels, by age forty-one, that his best years are behind him, never to be recovered, and that he has wasted his life in desultory pursuits of sex and literary fame. But he is not the only character not living life to its fullest. Others fritter theirs away chasing material possessions and political power and social mobility. An air of doom pervades the novel generally, a sense of impending chaos, an end to life as these characters know it, and by the time the book ends there are indeed signs of destruction, departure, and change. All these folks can do is run away from the ephemera of their own artificial lives, their illusions.
Not great Naipaul but compelling throughout and probably better than anything else around at the moment.
ExcellentFantastic!

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If you want a story, buy a novelPlus, unless the guide is sponsored by the makers of HL2 (it does not appear to be), all of its advice is suspect. Valve has released very little information about HL2, so this strategy guide is likely just fan fiction.
WHY was this made NOW?
Above averageFans of Half Life who are fed up with waiting for the game will love it, others might just want to take the patient approach and wait a few more months for the full official game release.

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Although some of the more substantial information concerning Half-Life Opposing Force is lacking, there's still plenty of stuff to get the novice off on the right foot. The walk-through is written in a style that is reminiscent of a crusty drill instructor giving orders to a green recruit. And the beginner can glean some useful knowledge from the enemy and weapons descriptions as well. For example, knowing that it would take more than the seven shots in the clip of the .357 to kill a Voltigore will undoubtedly save you an embarrassing death or two.
The remark concerning this book having been dictated by Sierra is aimed at the conspicuous lack of available information about the game. Where is the information on the console and how to use it to configure certain game parameters to suit your style of play? Why is there is no information on the numerous cheats available in the game? Why did the publisher even bother to include the very limited chapter dealing with multi-player mode?
Those questions aside, if you are an absolute beginner in this genre of computer game or find yourself stuck at some point in the game, this guide will help you make it through successfully. --Robert D. Gately

I was DisappointedI don't like the paragraph-style walkthrough. The numbered format in the HL guide is excellent.
The Opposing Force guide does have the information you need if you get stuck somewhere, but it doesn't have the step-by-step information like the HL guide.
not as good as the Half-Life one, but okIn comparison to the one for HL, this guide isn't quite as easy to use due to the paragraph-style walkthrough. The numbered lists and formatting in the HL guide were very helpful; this one has more pictures and does have meaningful maps, but isn't as easy to follow when you're playing through a tough spot. The quality of the information is ok, once you understand that long areas of nothing significant aren't even mentioned in the guide. (I don't fault this, but it threw me a time or two early on until I realized it.)
The Marine DI tone of the book gets a little wearing, but is in keeping with the computer game; first game I've ever played where the actual menu choices call you names.:) Other than that, it's fairly readable but not as usable due to the lack of formatting effort.
Probably worth the money if you're having serious trouble with the game.
Good Enough Guide
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Stilted and ultimately unrewarding
Excellent Work From A Grand MasterThis novel harkens back to the days when science fiction was about ideas and the characterization was of secondary import. And boy, do the ideas fly in "Half-Life"! It's a bit of an intellectual tussle, but then, that's why you're reading science fiction, isn't it?
Get this book and read it. Then read everything else by Clement. You owe it to yourself.
A way to do scientific research
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Maraniss does include some remarks that serve to disassociate himself from what First Lady Hillary Rodham Clinton once called "a vast right-wing conspiracy" out to smear the president's reputation, but The Clinton Enigma is ultimately cut from the same cloth as such other instant commentaries as Jerome Levin's The Clinton Syndrome and William J. Bennett's The Death of Outrage (and, to be ideologically balanced, James Carville's attack on Starr, And the Horse He Rode in On). The book is far more revealing about its author than its purported subject. --Ron Hogan

A one-man smear-campaign!
OK quickie, but read _First in His Class_For example, Mr. Maraniss makes something of a to-do about the fact that the president of the United States would not make time for him. Mr. Maraniss had been critical of Clinton in some ways, and that might have dampened the president's enthusiasm for meeting with him; but Maraniss is only an author. Bill Clinton was president of the United States.
One other little example: Mr. Maraniss makes something of a deal out of the fact that Clinton once said to him, "Nice tie," and then later someone else told him (D.M.) that that remark should be interpreted as a "F- you." Hm, a pretty far-out interpretation.
-end-
Read the full-length biography
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Medical AND Historical Incompetence Combined
Medically and Historically CompetentThe book is not about what women's lives were like; it is about the attitudes of a certain group of male physicians toward women. This WAS the "legitimate medical point of view" for many then and, unfortunately, now. (Many physicians of my generation recall vividly being taught in med school about hysterical female patients and have seen some pretty primitive attitudes toward women -- and toward patients in general, frankly -- being inculcated into interns and residents during our training.)
You want the truth about the good old days, back when times were simpler? Selcer will give it to you, in spades, enjoy them, and reflect on the lives of our great grandparents.