Buying-the

Warning! This is nothing but a reproduction of thousands of government agency WEB PAGES, all available FOR FREE to anyone with internet access. It is NOT INDEXED, meaning you have to search the entire disc for words or phrases you're interested in JUST LIKE YOU WOULD ON THE INTERNET. I am returning this at once!

This steaming heap of information was UNcarefully gathered from the Internet (by some type of automated, grab-it-all crap program) ... dumped UNedited into giant PDF files and burned to CD. It is less useful than a simple hyperlinks to HUD, Fannie Mae and Freddie Mac. I can't begin to tell you how ugly this is. I haven't seen information this DISorganized since the streets of NY filled with paper showering down from the horrific World Trade Center disaster. Absolutely worthless. Trash. Avoid this at any cost.

This author of this book is the perfect example of someone who is a "jack of all trades...master of none." What do I mean? One only has to look at the table of contents to begin to understand how any individual could possibly offer much authoritative info on everything from "Saving on Clothes Purchases" (men, you're out of luck, this chapeter primarily references women's clothing) to "Savvy Personal Investments" (all 4 pages). At best, this book offers a combination of basic common sense advice that the average adult probably already knows, and a large breadth of categories that may--or in may case may not--hit home. Apparently Prentis Hall published this manuscript on the merits of the author's credentials alone, rather than on it's quality.

the book is a below average tour book. This book has very little value, if any in purchasing a home in Greece. There is a half page in the book about purchase contracts. no mention of costs, taxes, closing fees etc. It would have been nice if they had an example of a closing statement. Throughout the book they bold stuff that they think is very important. Almost all of this is common sense that you could find in any real estate book in any country. example: If you can't make any appointment call and cancel. another, If you don't know where you want to live, rent first. Even the references in the back are poor. You would do much better by calling the tourist office and telling them, you wanted to buy a home in Greece and wanted information. Overall, this book is extremely general, given little or no details about real estate in Greece and has no value. Don't waste your time.

This book will be of very limited value to American readers because it is entirely based on running a hotel in Britain, and refers to British laws, taxes, etc.

This book is lacking in substance. The text only contains 14 pages of information -all of it so superficial that it is of no substantive value. The remaining 60 pages consist of 3 appendices that are nothing more than sample condominium declarations, rules and bylaws. This, the lion's share of the book, is given without any guidance definition or analysis. This book reads like it was written in one afternoon and it probably was. To add to the this insult, the construction of the book is in keeping with the lack of serious content. It appears to have been made on a plain paper copier with 8.5X 11" paper bound only by two staples.

I ordered this book thinking it would give me information. Instead it is LITERALLY a check list. It is a thin little book with a few pages of lists and a poor glassary in the back.

This little 90-page softback book disappointed me. I was hoping for something just a bit better than a host of generalizations. There was little quantification of the various angles, weights, and lengths to satisfy the curious golfer seeking to better understand modern golf clubs. For example, it would be helpful to include a table showing the ranges of loft angles for the irons and woods (metals). Ranges of shaft lengths for the clubs, especially the modern drivers, would also have been of use to the beginning golfer to provide some ideas of the changes that are occurring in club manufacture.

It would have been nice to point out that the wedges are the shortest, but heaviest clubs; while the driver is the longest, but lightest club.

The dissertation on golf balls did not not mention that the distance golf balls travel is limited by USGA rules, so that no manufacturer can realistically claim his ball outdistances all others, for, if true, it would be illegal. T! here is a semiannually-updated list of conforming balls published by the USGA. It was not mentioned that there is a minimum diameter for the golf ball, but no maximum; and there is a maximum weight, but no minimum. There was no mention of the fact that there are a variety of "oversize" balls, sometimes called magna or magnum, which certain golfers may find advantageous in use, if only from a psychological point of view.

There was no warning that there are certain limitations in the USGA rules on club design that are worthy of note, especially in putters. The unsuspecting consumer might easily purchase a putter with either an illegal grip or an illegal lie angle.

The book needed a bit sharper editing, also. There is a section on lie angle and the impact board in which the author states,"When the club hits the board, presumably at the same time or just after impact, a mark is left on the sole of the club, the heel of the club is off the ground, and the lie is too flat." I ! thought, "Huh?" After rereading the sentence several times,! I decided he meant to say a mark is left on the sole near the TOE of the club...

The author emphasizes the absolute must need for getting properly fitted clubs throughout this little book. He even states that "Ill-fitted clubs will do more to retard your progress than anything else." Although I'm all for well-suited clubs for an individual, it makes me wonder how on earth Sam Snead ever developed one of the greatest swings and golf games of all time while cutting clubs out of old hickory branches!

Oh, well, it won't be the last time I buy a golf book I didn't need.

"The Complete Guide to Credit Repair" would more accurately be titled: "A Complete Waste of Money."

Of its 128 pages, only the first 14 pages of the book attempt to offer any advice (and very basic advice, at that). The remainder of the book is comprised of the bare text of the Fair Credit Reporting Act (68 pages), a glossary of common real estate terms (14 pages), and three sets of sample dispute letters that are also contained on the enclosed diskette.

For some reason (presumably to waste paper), the authors felt compelled to produce a different set of dispute letters for each of the three major credit bureaus, even though the ONLY difference among these sets is the name and address of the recipient. And, although the authors advise the reader to send those letters via registered mail, return receipt requested, two sets of letters are addressed to post office boxes, where nobody can sign for the letters! (Incredibly, the third set of letters doesn't show ANY address; instead, the address lines are "X"ed out!)

Mortgage Originator Magazine, which publishes the book, ought to know something about the impact of negative credit on a borrower's eligiblity for mortgage financing. While the book offers some insight into the mechanics of conventional loans, however, the authors say NOTHING about the less stringent credit requirements available with federally-insured mortgage loans, an appalling omission!

Moreover, the authors are completely silent about other credit repair options available outside of the provisions of the Fair Credit Reporting Act. Nothing is said about any of the other federal consumer protection laws (e.g., the Fair Debt Collection Practices Act, the Truth-in-Lending Act, or the Fair Credit Billing Act). Nor do the authors offer any advice for negotiating with creditors or debt collectors.

While shamelessly purporting to be a "complete guide" offering "comprehensive solutions to credit problems," this book is just a brief introduction to credit repair supplemented by information that is readily available elsewhere. The reader would be better off saving $18.00 and buying "The Fix Your Credit Workbook" by Todd Bierman and David Masten, which provides far more comprehensive information and much sounder advice.

I received the Wine Cellar System as a Christmas present. It consists of a very limited "database" for keeping track of wines, a folder with some fancy parchment paper, and a booklet on wine cellaring. The booklet is very interesting but should cost about $10. This is most lame program I have ever seen and the publishers should be ashamed to offer something like this. It has no preloaded content and is nothing more than could be easily created in Excel or Access. Don't waste your money on this one.